Buy Sell Holds - Retirement Fund Daily Allocation & Market Forecasting System

BuySellHolds.com is an AI-powered retirement and education fund forecasting platform from the Artificial General Intelligence (AGI) family. It delivers accurate daily market forecasts and personalized fund allocation guidance to help investors make smarter, data-driven decisions. Using advanced VIX-based analysis and real-time tracking, the system has delivered accurate market-forecast alerts across 150+ retirement savings products. Every forecast is transparent and verifiable, with a 6-month risk-free trial to explore real-time results and daily allocation insights—helping users invest with clarity, confidence, and control...+Read More
Select your product and click “Go” to access accurate market-forecast alerts and help optimize gains or minimize losses from 2005 to today.
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Product
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Retirement & Savings Products (150+ Options)

Buy Sell Holds offers a wide range of retirement and education savings products for U.S. and international investors, helping you plan and manage your financial future with confidence. U.S. coverage includes 401(k)s, 403(b)s, IRAs, 529 College Savings Plans, TSP, and a Mutual Fund/ETF model. Internationally, we offer at least one product in each supported country, partnering with trusted financial institutions in Canada, the UK, Australia, New Zealand, and most of Europe...+Read More

Why Choose Buy Sell Holds

BuySellHolds.com helps users take control of their financial future with AI-driven market forecasts and daily fund allocation guidance. We address major retirement challenges—nearly 60% of U.S. seniors are underfunded and 80% of investors don’t actively manage their accounts. Our intuitive platform simplifies decision-making, offers transparent, verifiable forecasts, and delivers 24/7 AI insights.
Built for IA/IAR/BD professionals, businesses, and individuals, it supports 150+ U.S. and international products, enhancing client services, employee benefits, and personal portfolios. Historical data 2005 to the present shows average annual gains of +5% to +16%, though past performance doesn’t guarantee future results.
Try it risk-free for 6 months! Receive 3 months upon first registration and earn an additional 3 months by attending our free webinar and following us on social media. Experience how data-driven insights can strengthen your retirement plan. Unlike schedule-based services, our alerts are triggered in real time by market movements and forecast signals, keeping you ahead of the curve...+Read More

Membership Options

BuySellHolds.com offers flexible membership plans designed for individual investors, financial advisors, wealth managers, institutions, and international users seeking advanced AI-powered investment forecasting tools. Members gain full access to data-driven insights, portfolio optimization features, and global market support. New users can start risk-free with the Free Starter Membership — no credit card or commitment required — and upgrade or switch plans anytime...+Read More
Membership Plans
United States–Based Individual User
1. Free Starter Membership: $0
  • Enjoy a total of 180 days (six months) of risk-free trial access—no credit card or upfront payment required. Upon registration, you’ll receive an initial three-month free trial. If you’d like to extend your access, simply attend our free webinar, follow us on social media, or refer a friend to receive an additional three months of free membership.
  • Instant access to essential tools and basic forecasts
  • Risk-free and commitment-free — explore at your own pace.
  • Perfect for new users who want to try the platform risk-free.
1.
System Volatility Index (SVI)
✅
2.
Data-Driven Allocation (DDA)
✅
3.
Personalized Risk Level Management
✅
4.
Yearly Benefits Calculator (YBC)
✅
5.
Market Alerts vs. Your Allocation Comparison
✅
6.
Market Events & News
✅
7.
Daily Data Source Updates
✅
8.
Smart Growth & Loss Boundaries
✅
9.
Market Forecasting Alerts via Email & Text
❌
10.
Access to Multiple Investment Products (Up to 150 products + All International Products)
❌
11.
Unlock and modify current allocations
❌
12.
VIP-Exclusive Custom Allocation Tools
❌
13.
VIP AI-Driven Portfolio Modeling
❌
14.
Full access to all 280 Mutual Funds/ETFs
❌
15.
❌
2. Free Trial + Monthly Plan: $20 / month
  • 3 Months Free, then monthly billing from the 4th month
  • Extended trial access before any commitment
  • Cancel anytime during the trial — no charges if canceled before billing begins.
  • Great for users who want more time to explore the platform
1.
System Volatility Index (SVI)
✅
2.
Data-Driven Allocation (DDA)
✅
3.
Personalized Risk Level Management
✅
4.
Yearly Benefits Calculator (YBC)
✅
5.
Market Alerts vs. Your Allocation Comparison
✅
6.
Market Events & News
✅
7.
Daily Data Source Updates
✅
8.
Smart Growth & Loss Boundaries
✅
9.
Market Forecasting Alerts via Email & Text
✅
10.
Access to Multiple Investment Products (Up to 150 products + All International Products)
❌
11.
Unlock and modify current allocations
❌
12.
VIP-Exclusive Custom Allocation Tools
❌
13.
VIP AI-Driven Portfolio Modeling
❌
14.
Full access to all 280 Mutual Funds/ETFs
❌
15.
❌
3. Standard Family Membership: $50 / month
Pay Now. Access Everything.
Immediate access to the full suite of features, including:
  • AI-powered market forecasts
  • Custom investment strategies
  • Daily insights and performance data
  • Perfect for investors ready to act on real-time, data-driven intelligence
1.
System Volatility Index (SVI)
✅
2.
Data-Driven Allocation (DDA)
✅
3.
Personalized Risk Level Management
✅
4.
Yearly Benefits Calculator (YBC)
✅
5.
Market Alerts vs. Your Allocation Comparison
✅
6.
Market Events & News
✅
7.
Daily Data Source Updates
✅
8.
Smart Growth & Loss Boundaries
✅
9.
Market Forecasting Alerts via Email & Text
✅
10.
Access to Multiple Investment Products (Up to 4 products)
✅
11.
Unlock and modify current allocations
❌
12.
VIP-Exclusive Custom Allocation Tools
❌
13.
VIP AI-Driven Portfolio Modeling
❌
14.
Full access to all 280 Mutual Funds/ETFs
❌
15.
❌
4. VIP Membership: $100 / month
Fully Customized. Deeply Intelligent.
Everything in Full Access, plus:
  • A personalized AI model tailored to your financial goals
  • Direct collaboration with our AI engineering team
  • Ongoing model tuning based on your evolving strategy and risk profile
  • Built for advanced investors, financial professionals, and institutions seeking a strategic edge through tailored AI
1.
System Volatility Index (SVI)
✅
2.
Data-Driven Allocation (DDA)
✅
3.
Personalized Risk Level Management
✅
4.
Yearly Benefits Calculator (YBC)
✅
5.
Market Alerts vs. Your Allocation Comparison
✅
6.
Market Events & News
✅
7.
Daily Data Source Updates
✅
8.
Smart Growth & Loss Boundaries
✅
9.
Market Forecasting Alerts via Email & Text
✅
10.
Access to Multiple Investment Products (Up to 150 products + All International Products)
✅
11.
Unlock and modify current allocations
✅
12.
VIP-Exclusive Custom Allocation Tools
✅
13.
VIP AI-Driven Portfolio Modeling
✅
14.
Full access to all 280 Mutual Funds/ETFs
✅
15.
❌

AI-Powered, Data-Driven Features

(Click each button below for detailed information on each feature).
System Volatility Index (SVI)
Data-Driven Allocation (DDA)
Personalized Risk Level Management
Yearly Benefits Calculator (YBC)
Market Alerts vs. Your Allocation Comparison
Market Events & News
Daily Data Source Updates
Market Forecasting Alerts via Email & Text
Smart Growth & Loss Boundaries
Access to Multiple Investment Products
VIP-Exclusive Custom Allocation Tools
VIP AI-Driven Portfolio Modeling
U.S. and Global Mutual Funds & ETFs
Web Services & APIs

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Meet Our Team

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Data Transfer process AI
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System Volatility Index Alert AI
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Data-Driven Daily Allocation AI
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AI-Driven Portfolio Modeling

System Support Banks/Providers

Frequently Asked Questions

BuySellHolds.com provides advanced market forecasting powered by a proprietary system that combines VIX-based analysis with real-time tracking of market news and events. From 2005 to the present, the system has demonstrated verified accuracy, generating 3,300+ verified alerts across 150+ products—an average of 20 forecasts per year over the past seven years.
Each product has a dedicated page where you can review and validate historical alerts for complete transparency.
To evaluate our current performance in real time, simply register for an account and log in to your user portal to access live forecast results.
Alert Classification
Because our forecasts are based on the latest news and market activity from the previous day, each alert is categorized as valid or invalid:
  • Valid Alerts:
    Triggered during significant market movements with verified accuracy. All alerts can be independently verified on the platform.
  • Invalid Alerts:
    Occur under conditions such as:
    • The system issues a “market up” alert, but the market declines the following day.
    • The system issues a “market down” alert, but the market rises the following day.
    • Consecutive alerts in the same direction without a meaningful price movement.
While invalid alerts are tracked for transparency, they are treated as exceptions when calculating overall accuracy.
Note: Past performance does not guarantee future results.
Daily Fund Allocation Guidance
Receive clear, data-driven allocation recommendations tailored to your selected retirement or college savings plan. Guidance is updated daily to reflect the latest market conditions and trends.

Why We Offer a Total of 6 Months Risk-Free Trial (No Credit Card Required)?
We understand that a claim of “Historical Alerts Accuracy” in market forecasting can sound hard to believe—especially in finance, where market movements are inherently unpredictable and most predictive models fail when conditions change.
That’s why we want every potential user to see our results firsthand, rather than simply take our word for it.
Our system tracks over 150 products, and each product’s alerts are independently validated and publicly available for review. To promote trust and transparency, we offer a total of 6 months risk-free trial—no credit card, no upfront payment, and absolutely no obligation.
Free Trial Access
Enjoy 6 months of free access to our platform:
  • First 3 months: Automatically granted upon registration
  • Additional 3 months: Earn by completing any of the following:
    • Attend our free webinar to learn how the system works
    • Follow and engage with us on three social media accounts
    • Invite three friends to register for free trial accounts on our platform
    This gives you the opportunity to test the platform, analyze real-time alerts, and verify our performance on your own terms—with zero risk.
How Our Forecast Alerts Work
Our forecasts are updated daily using the latest market data, news, and volatility indicators. Each alert is categorized as valid or invalid to ensure complete transparency:
  • Valid Alerts: Issued during significant market shifts with verified accuracy and fully transparent, user-verifiable results.
  • Invalid Alerts: Include situations such as:
    • A market-up alert followed by a market decline
    • A market-down alert followed by a market rise
    • Consecutive same-direction alerts without a meaningful market move
Invalid alerts are recorded and tracked but treated as exceptions when calculating overall accuracy.
Note: Past performance does not guarantee future results.
Results That Speak for Themselves
  • Aggressive investors (stock-focused): Averaged +5% higher annual returns over the past 20 years.
  • Conservative investors (bond/fixed-income focused): Averaged +16% higher annual returns over the same period.
You can view every historical forecast alert directly on each product's dedicated page.

All user types are billed on a monthly plan and may cancel at any time without any cancellation fees. After a total of 6 months of free trial, users may choose to continue their membership or leave the system with no charges.
User Categories
Our system supports three main categories of users:
  1. IA/IAR/BD Users – Registered Investment Advisers (IA), Investment Adviser Representatives (IAR), and Broker-Dealers (BD).
  2. Business Users – Corporate clients and financial institutions.
  3. Individual Users – Private investors and families.
Each category can select from four membership types, designed to meet different user needs and engagement levels:
  1. Risk-Free User:
    Access the platform completely free during the trial period.
  2. Three-Month Trial + Monthly Plan:
    Begin with a three-month free trial, then continue with a monthly subscription.
  3. Instant Access (Full-Featured):
    Pay immediately and gain instant access to all available features.
  4. VIP User:
    A customized integration of our forecasting model tailored to specific retirement or investment plans.
Pricing and Features
For Individual Users
Plan
Price
Description
Free (A Total of 6-Month Trial)
$0
Includes access to core tools for individual investors.
Basic (3-Month Trial + Credit Card)
$20
Adds forecasting alerts and communication features.
Standard (Family)
$50
Supports up to 4 products and includes access to additional mutual funds/ETFs.
VIP
$100
Provides full access to advanced customization and AI-driven modeling tools.
Features by Plan
Free / Basic (Core Features):
  1. System Volatility Index (SVI)
  2. Data-Driven Allocation (DDA)
  3. Personalized Risk Level Management
  4. Yearly Benefits Calculator (YBC)
  5. Market Alerts vs. Your Allocation Comparison
  6. Market Events & News
  7. Daily Data Source Updates
  8. (Basic only) Market Forecasting Alerts via Email & Text
Standard (Family):
Includes all core features plus:
  1. Smart Growth & Loss Boundaries
  2. Market Forecasting Alerts via Email & Text
  3. Access to Multiple Investment Products (up to 4 products)
  4. Access to 280 Mutual Funds/ETFs
VIP:
Includes all Standard features plus:
  1. Unlock and modify current allocations
  2. VIP-Exclusive Custom Allocation Tools
  3. VIP AI-Driven Portfolio Modeling
  4. Full access to all 280 Mutual Funds/ETFs
For IA/IAR/BD Users
Plan
Price
Description
Free (A Total of 6-Month Trial)
$0
Requires company email; limited to 3 products.
Standard (25 Seats)
$100
Access for up to 25 users; trial limited to one account.
VIP (50 Seats)
$200
Access for up to 50 users with full customization tools.
VIP + International (50 Seats)
$400
Includes all international products and API access.
Features by Plan
  • All Individual VIP features, plus:
    • Multi-user access (up to seat limits)
    • Access to up to 150 U.S. products
    • Smart Growth & Loss Boundaries
    • Company-level performance tracking
    • Web API integration for internal systems (VIP + International only)
For Business Users
Plan
Price
Description
Free (A Total of 6-Month Trial)
$0
Requires company email; includes access to 3 products.
Standard (25 Seats)
$100
Access for 25 users; includes 150 U.S. products.
VIP (50 Seats)
$200
Includes customization tools and API integration ($4/month per additional seat).
VIP + International (50 Seats)
$400
Adds all international products and API access ($4/month per additional seat).
Features by Plan
  • All IA/IAR/BD VIP features
  • Access to 150+ products (U.S. and international)
  • Smart Growth & Loss Boundaries
  • VIP AI-Driven Portfolio Modeling
  • Web API integration with the company’s intranet

Products
BuySellHolds.com provides a comprehensive range of retirement and education savings products for both U.S. and international investors.
United States Coverage
  • 401(k) Plans: 34 products
  • 403(b) Plans: 32 products
  • IRAs: 35 products
  • State College Savings Plans (529 Plans): 50 products
  • Thrift Savings Plan (TSP): 1 product
  • Mutual Fund / ETF Model: 1 product
International Coverage
Canada - Registered Retirement Savings Plan (RRSP)
United Kingdom
  • Workplace Pension
  • Personal Pensions (SIPP – Self-Invested Personal Pension)
Australia – Superannuation (Super)
New Zealand – KiwiSaver
Most of Europe
  • Sweden / Sverige
    • Public Pension / Allmän Pension - Premium pension (PPM)
    • Occupational Pension / Tjänstepension
    • Private Pension Savings (Individuellt Pensionssparande – IPS)
    • Investment Savings Accounts Investeringssparkonto (ISK)
For international users, our platform includes at least one retirement product per supported country. All products are linked to trusted financial institutions, ensuring reliability and confidence for investors.
Features
1. System Volatility Index (SVI): Market Forecasting Alert
Part of our Artificial General Intelligence (AGI) framework, the SVI delivers actionable insights for smarter, data-driven retirement decisions. Unlike traditional indicators such as the VIX, which often reflect short-term market panic, SVI translates complex volatility data into clear, long-term investment signals.
Market Signals:
  • Market Rise → Buy: Increase stock-based exposure
  • Market Neutral → Hold: Maintain current allocations
  • Market Fall → Sell: Reallocate to fixed-income or savings
Data Depth:
  • 7–20 years of historical data per product
  • Covers over 150 financial instruments
  • Cumulative dataset of 1,000+ years of market activity
  • Continuously adjusts forecasts based on real-time news and events
Alert System:
  • Real-time notifications via email and text
SVI Score Interpretation:
  • Above 55% → Buying Market
  • Below 45% → Selling Market
  • 45–55% → Neutral / Cautious
2. Data-Driven Allocation (DDA)
Optimizes allocations using prior day’s closing prices and latest financial news:
  • Short-term: 2 weeks – 2 months
  • Medium-term: 3 – 6 months
  • Long-term: 7 months – 1 year
3. Personalized Risk Level Management
Risk levels are based on stock allocation in portfolios:
  • Low Risk: 0% stocks, 100% bonds/fixed-income
  • Mid-Low Risk: 25% stocks, 75% bonds/fixed-income
  • Mid Risk: 50% stocks, 50% bonds/fixed-income
  • Mid-High Risk: 75% stocks, 25% bonds/fixed-income
  • High Risk: 100% stocks, 0% bonds/fixed-income
4. Yearly Benefits Calculator (YBC)
Estimates annual gains or savings based on selected allocations, with typical returns ranging 6–16% depending on market conditions.
5. Market Alerts vs. Your Allocation Comparison
Compares portfolio performance against market alerts to help investors maximize gains or minimize losses.
6. Market Events & News
Integrates news from CNBC, WSJ, Federal Reserve, Bureau of Labor Statistics, Department of Commerce, and other global sources. News is correlated with individual portfolios, including international updates.
7. Daily Data Source Updates
Provides the latest mutual fund and ETF prices to ensure portfolios remain aligned with current market conditions.
8. Market Forecasting Alerts via Email & Text
Alerts are categorized as:
  • Valid Alerts: Issued during significant market changes, with verified accuracy and fully transparent, user-verifiable results
  • Invalid Alerts: Occur in exceptional cases such as consecutive alerts with no meaningful market movement
Note: Past performance does not guarantee future results.
9. Smart Growth & Loss Boundaries
Analyzes historical bull and bear markets to identify potential ceilings (maximum growth) and floors (maximum loss), providing a data-driven framework for assessing risk and opportunity.
10. Access to Multiple Investment Products
  • 300+ mutual funds and ETFs (U.S. and global)
  • 500+ individual stocks
    Performance tracking uses trusted sources including Yahoo Finance and Google Finance.
11. VIP-Exclusive Custom Allocation Tools
VIP users can import personal financial information, such as:
  • Past investment holdings
  • Real estate assets
  • Other personal assets
This enables fully personalized allocation strategies.
12. VIP AI-Driven Portfolio Modeling
Generates customized market models tailored to individual holdings and goals:
  • Optimizes portfolio performance
  • Generates personalized market alerts
  • Helps manage risk based on user-specific data

1. System Volatility Index (SVI): Market Forecasting Alert for Data-Driven Retirement Allocation
At BuySellHolds.com, we developed the System Volatility Index (SVI) as part of our Artificial General Intelligence (AGI) framework to empower smarter, data-driven retirement investment decisions. Unlike traditional indicators such as the VIX, which often reflect short-term market panic, the SVI translates complex volatility data into clear, actionable signals, providing more accurate insights for long-term investors.
Simple, Actionable Market Signals
The SVI generates straightforward guidance based on current market conditions:
  • Market Rise → Buy: Increase exposure to stock-based funds
  • Market Neutral → Hold: Maintain current allocations
  • Market Fall → Sell: Reallocate to fixed income or savings instruments
Deep Data, Smarter Forecasts
We analyze 7–20 years of historical data for each product across more than 150 financial instruments, building a cumulative dataset representing over 1,000 years of market activity. Our SVI continuously evaluates real-time news and global events, estimates their potential market impact, and dynamically adjusts forecasts. The system has demonstrated verified accuracy across diverse market conditions.
Verified Historical Performance
  • Aggressive investors (stock-focused): +5% higher annual returns on average over the past 20 years
  • Conservative investors (bond/fixed-income-focused): +16% higher annual returns over the same period
  • Performance tracking: Over 21,000 verified alerts across 150+ financial products, averaging 20 forecasts per product per year over seven years 2005 to the present. Users can verify historical forecasts directly on each product’s dedicated page.
Note: Past performance does not guarantee future results.
Real-Time Alerts
Subscribers receive immediate notifications via email and text whenever the SVI detects significant market changes, helping them act confidently on buy, hold, or sell decisions.
SVI Score Interpretation
  • Above 55% → Buying Market
  • Below 45% → Selling Market
  • 45–55% → Neutral / Cautious
Data-Driven Allocation (DDA)
The Data-Driven Allocation (DDA) system determines optimal portfolio allocations by analyzing the previous day’s closing prices along with the latest financial news. It calculates recommendations across short-, medium-, and long-term horizons:
  • Short-term: 2 weeks – 2 months
  • Medium-term: 3 – 6 months
  • Long-term: 7 months – 1 year
The DDA complements the SVI by providing actionable allocation strategies that align with market conditions, helping investors optimize their portfolios while managing risk.

Users can independently verify the accuracy of BuySellHolds.com’s market forecast valid alerts by following these steps:
  1. Navigate to the Product Page
    • Select the country, product, and provider/bank.
    • Click Go to access the product’s default landing page.
  2. Access the Volatility Index (SVI) Section
    • On the landing page, locate the Volatility Index (SVI) section.
    • Click on any year to view historical alerts for that product.
    • Coverage spans:
      • Some products with up to 20 years of historical data
      • Most products with around 7 years
      • A few products with less than 3 years
    • Additional years beyond the 7- or 3-year records are drawn from the system’s aggregated historical dataset, providing total coverage from 2005 to the present.
  3. Verify Market Rise Alerts
    • Click on the verification section for a specific market rise alert.
    • Set the default allocation as:
      • 100% in bank or savings funds
      • 50% large corporation stocks + 50% small corporation stocks
    • This allows users to see the additional percentage gain generated by following the alert.
  4. Verify Market Fall Alerts
    • For market fall alerts, perform the reverse allocation:
      • 50% large corporation + 50% small corporation stocks
      • Compare with 100% allocation in banking or government-secured funds
    • This demonstrates the system’s risk mitigation in declining markets.
  5. Full Verification & User Transparency
    • BuySellHolds.com has fully verified all valid alerts through the system.
    • Users are encouraged to independently verify alerts and results.
    • Questions or concerns can be submitted via the Contact Us section.
Alert Categorization
Market forecast alerts are based on the previous day’s news and events and are categorized as follows:
  • Valid Alerts:
    • Occur during significant market changes
    • Maintain accuracy across all historical records, independently verifiable.
  • Invalid Alerts:
    • Occur in scenarios such as:
      • A market-up alert is issued, but the market falls the next day
      • A market-down alert is issued, but the market rises the next day
      • Consecutive alerts in the same direction without meaningful market movement
    • Invalid alerts are tracked but considered exceptions when evaluating overall accuracy
Note: Past performance does not guarantee future results.

As AI leaders such as ChatGPT, Grok, Gemini, and Copilot continue advancing toward fully realized Artificial General Intelligence (AGI), we at BuySellHolds.com believe that AGI will ultimately emerge from the combined progress of many specialized systems—each solving meaningful real-world challenges.
BuySellHolds.com advances this evolution through our specialized expertise in retirement forecasting and portfolio allocation. We have verified the accuracy of our system’s market-forecast alerts, providing a reliable, data-driven foundation for long-term financial decision-making. We see this specialized intelligence as a key component of the broader AGI landscape.

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Have questions or need assistance? Reach out to us through our contact form. We're here to help!

Contact Number

+1 (202) 480-9337

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Our Location

Maryland, United States

Buy Sell Holds

Buy Sell Holds is part of the Artificial General Intelligence (AGI) family. Our advanced AI-powered platform delivers highly accurate market forecasts, real-time alerts, and intelligent fund-allocation insights—empowering you to make smarter, more confident decisions for your retirement and education savings. Welcome to BuySellHolds.com.

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