Features

System Volatility Index (SVI): Market Forecasting Alert for Data-Driven Retirement Allocation

At BuySellHolds.com, we’ve developed the System Volatility Index (SVI) as part of our Artificial General Intelligence (AGI) framework, designed to help you make smarter, data-driven retirement investment decisions.
Unlike traditional indicators like the VIX—which often reflect short-term panic—our AI-enhanced system translates complex volatility data into clear, actionable signals. The goal: make market forecasting easier, more accurate, and more useful for long-term investors.
📈 Simple, Actionable Market Signals
Our system provides straightforward guidance based on market conditions:
- Market Rise → Buy (increase exposure to stock-based funds)
- Market Neutral → Hold (maintain current allocations)
- Market Fall → Sell (reallocate to fixed-income or savings instruments)
🔍 Deep Data. Smarter Forecasts.

We analyze 7 to 20 years of historical data for each product—across more than 150 financial instruments. This creates a cumulative dataset representing over 1,000 years of market activity, providing a uniquely reliable foundation for forecasting.
The SVI continuously evaluates real-time news and global events, estimating their potential market impact and adjusting forecasts dynamically. This approach helps our system achieve over 99% accuracy in its signals.
🔔 Real-Time Alerts
Subscribers receive immediate notifications via email and text whenever the SVI detects a meaningful market change—helping you act confidently when it’s time to buy, hold, or sell.
📊 SVI Score Interpretation
- Above 55% → Buying Market
- Below 45% → Selling Market
- Between 45% – 55% → Neutral / Cautious
Data-Driven Allocation (DDA)
Our daily allocation process uses the previous day’s closing prices and the latest financial news to determine optimal short-, medium-, and long-term allocations:
- Short-term: 2 weeks – 2 months
- Medium-term: 3 – 6 months
- Long-term: 7 months – 1 year
Personalized Risk Level Management
Your personalized risk level is determined by the proportion of stock funds in your portfolio:
- Low Risk: 0% stocks, 100% bonds/fixed-income
- Mid-Low Risk: 25% stocks, 75% bonds/fixed-income
- Mid Risk: 50% stocks, 50% bonds/fixed-income
- Mid-High Risk: 75% stocks, 25% bonds/fixed-income
- High Risk: 100% stocks, 0% bonds/fixed-income
Yearly Benefits Calculator (YBC)

The Yearly Benefits Calculator estimates your gains or savings over selected years. Average returns generally range 6%–16%, depending on your allocation and market conditions.
Market Alerts vs. Your Allocation Comparison
This tool compares the performance of your portfolio against each market alert:
- Shows potential benefits of high-risk stock funds vs. low-risk savings/bond allocations.
- Highlights opportunities to maximize gains during market rises or minimize losses during market falls.
Market Events & News
Our system integrates news and events from CNBC, WSJ, Federal Reserve, Bureau of Labor Statistics, Department of Commerce, and other global sources.
- News is correlated to your portfolio to predict fund-specific rise or fall.
- Includes international financial news for a holistic global perspective.
Daily Data Source Updates

Our daily update tool provides the latest mutual fund and ETF prices in your retirement plan, keeping your portfolio aligned with current market conditions.
Market Forecasting Alerts via Email & Text
Alerts are delivered via email and text using our targeted index. Because alerts are based on the previous day’s news and events, they are categorized as:
- Valid Alerts: Occur during significant market changes and maintain 99% accuracy, verifiable independently.
- Invalid Alerts: Occur in scenarios such as:
  - Market-up alert issued, but market falls the next day.
  - Market-down alert issued, but market rises the next day.
  - Consecutive alerts in the same direction without meaningful market movement.
Invalid alerts are tracked but are considered exceptions when assessing overall system accuracy.
Note: Past performance does not guarantee future results.
Smart Growth & Loss Boundaries
Our system calculates smart growth and loss boundaries using historical bull and bear market data. By analyzing past market upswings and downturns, it identifies:
- Potential ceiling (maximum growth) for each bull market
- Potential floor (maximum loss) for each bear market
This allows you to better understand current market risks and opportunities, providing a data-driven framework for estimating potential gains or losses based on historical patterns.
Access to Multiple Investment Products
Our platform provides access to a wide range of investment products, including:
- 300+ mutual funds and ETFs in the U.S. and globally
- 500+ individual stocks
The system tracks performance and growth potential for each product, using reliable sources such as Yahoo Finance and Google Finance, so you can make informed investment decisions.
VIP-Exclusive Custom Allocation Tools
VIP subscribers can use custom allocation tools to incorporate personal financial information outside the scope of the standard system. For example, you can import:
- Past investment holdings
- Real estate assets
- Other personal assets
The system carefully manages and calculates these inputs, allowing you to create a fully personalized investment allocation strategy.
VIP AI-Driven Portfolio Modeling
With AI-driven portfolio modeling, the system analyzes your unique data inputs to generate a customized market model. This personalized model:
- Aligns forecasts with your specific holdings and goals
- Generates targeted market alerts for your portfolio
- Helps optimize performance and manage risk based on your personal data

Frequently Asked Questions

BuySellHolds.com provides advanced market forecasting powered by a proprietary system that combines VIX-based analysis with real-time tracking of market news and events. From 2005 to 2024, our system has achieved over 99% historical accuracy, generating 21,000+ verified alerts across 150+ products—an average of 20 forecasts per year over the past seven years.
Each product has a dedicated page where you can review and validate historical alerts for complete transparency.
To evaluate our 2025 performance in real time, simply register for an account and log in to your user portal to access live forecast results.

Alert Classification
Because our forecasts are based on the latest news and market activity from the previous day, each alert is categorized as valid or invalid:

Valid Alerts:
Triggered during significant market movements, maintaining a 99% accuracy rate. These can be independently verified on the platform.
Invalid Alerts:
Occur under conditions such as:
- The system issues a “market up” alert, but the market declines the following day.
- The system issues a “market down” alert, but the market rises the following day.
- Consecutive alerts in the same direction without a meaningful price movement.

While invalid alerts are tracked for transparency, they are treated as exceptions when calculating overall accuracy.
Note: Past performance does not guarantee future results.

Daily Fund Allocation Guidance
Receive clear, data-driven allocation recommendations tailored to your selected retirement or college savings plan. Guidance is updated daily to reflect the latest market conditions and trends.

We understand that a claim of “99% historical accuracy” in market forecasting can sound unbelievable—especially in finance, where market movements are inherently uncertain and many predictive models fail when conditions shift.

That’s why we want every potential user to see our results firsthand rather than take our word for it.

Our system tracks over 150 products, and each product’s alerts are independently validated and available for public review. To build trust and transparency, we offer a 3-month risk-free trial—no credit card, no upfront payment, and no obligation.

This allows you to test our platform, analyze real-time alerts, and verify performance on your own terms, with zero risk.

All user types are billed on a monthly plan and may cancel at any time without any cancellation fees. After the 3-month free trial, users may choose to continue their membership or leave the system with no charges.

User Categories

Our system supports three main categories of users:

IA/IAR/BD Users – Registered Investment Advisers (IA), Investment Adviser Representatives (IAR), and Broker-Dealers (BD).
Business Users – Corporate clients and financial institutions.
Individual Users – Private investors and families.

Each category can select from four membership types, designed to meet different user needs and engagement levels:

Risk-Free User:
Access the platform completely free during the trial period.
Three-Month Trial + Monthly Plan:
Begin with a three-month free trial, then continue with a monthly subscription.
Instant Access (Full-Featured):
Pay immediately and gain instant access to all available features.
IP (Institutional Personalized) User:
A customized integration of our forecasting model tailored to specific retirement or investment plans.

Pricing and Features

For Individual Users

Plan

Price

Description

Free (3-Month Trial)

Includes access to core tools for individual investors.

Basic (3-Month Trial + Credit Card)

$20

Adds forecasting alerts and communication features.

Standard (Family)

$50

Supports up to 4 products and includes access to additional mutual funds/ETFs.

VIP

$100

Provides full access to advanced customization and AI-driven modeling tools.

Features by Plan

Free / Basic (Core Features):

System Volatility Index (SVI)
Data-Driven Allocation (DDA)
Personalized Risk Level Management
Yearly Benefits Calculator (YBC)
Market Alerts vs. Your Allocation Comparison
Market Events & News
Daily Data Source Updates
(Basic only) Market Forecasting Alerts via Email & Text

Standard (Family):
Includes all core features plus:

Smart Growth & Loss Boundaries
Market Forecasting Alerts via Email & Text
Access to Multiple Investment Products (up to 4 products)
Access to 280 Mutual Funds/ETFs

VIP:
Includes all Standard features plus:

Unlock and modify current allocations
VIP-Exclusive Custom Allocation Tools
VIP AI-Driven Portfolio Modeling
Full access to all 280 Mutual Funds/ETFs

For IA/IAR/BD Users

Plan

Price

Description

Free (3-Month Trial)

Requires company email; limited to 3 products.

Standard (25 Seats)

$100

Access for up to 25 users; trial limited to one account.

VIP (50 Seats)

$200

Access for up to 50 users with full customization tools.

VIP + International (50 Seats)

$400

Includes all international products and API access.

Features by Plan

All Individual VIP features, plus:
- Multi-user access (up to seat limits)
- Access to up to 150 U.S. products
- Smart Growth & Loss Boundaries
- Company-level performance tracking
- Web API integration for internal systems (VIP + International only)

For Business Users

Plan

Price

Description

Free (3-Month Trial)

Requires company email; includes access to 3 products.

Standard (25 Seats)

$100

Access for 25 users; includes 150 U.S. products.

VIP (50 Seats)

$200

Includes customization tools and API integration ($4/month per additional seat).

VIP + International (50 Seats)

$400

Adds all international products and API access ($4/month per additional seat).

Features by Plan

All IA/IAR/BD VIP features
Access to 150+ products (U.S. and international)
Smart Growth & Loss Boundaries
VIP AI-Driven Portfolio Modeling
Web API integration with the company’s intranet

Products

BuySellHolds.com provides a comprehensive range of retirement and education savings products for both U.S. and international investors.

United States Coverage

401(k) Plans: 34 products
403(b) Plans: 32 products
IRAs: 35 products
State College Savings Plans (529 Plans): 50 products
Thrift Savings Plan (TSP): 1 product
Mutual Fund / ETF Model: 1 product

International Coverage

Canada, United Kingdom, Australia, New Zealand, Sweden: 9 products

For international users, our platform includes at least one retirement product per supported country. All products are linked to trusted financial institutions, ensuring reliability and confidence for investors.

Features

1. System Volatility Index (SVI): Market Forecasting Alert
Part of our Artificial General Intelligence (AGI) framework, the SVI delivers actionable insights for smarter, data-driven retirement decisions. Unlike traditional indicators such as the VIX, which often reflect short-term market panic, SVI translates complex volatility data into clear, long-term investment signals.

Market Signals:

Market Rise → Buy: Increase stock-based exposure
Market Neutral → Hold: Maintain current allocations
Market Fall → Sell: Reallocate to fixed-income or savings

Data Depth:

7–20 years of historical data per product
Covers over 150 financial instruments
Cumulative dataset of 1,000+ years of market activity
Continuously adjusts forecasts based on real-time news and events

Alert System:

Real-time notifications via email and text

SVI Score Interpretation:

Above 55% → Buying Market
Below 45% → Selling Market
45–55% → Neutral / Cautious

2. Data-Driven Allocation (DDA)
Optimizes allocations using prior day’s closing prices and latest financial news:

Short-term: 2 weeks – 2 months
Medium-term: 3 – 6 months
Long-term: 7 months – 1 year

3. Personalized Risk Level Management
Risk levels are based on stock allocation in portfolios:

Low Risk: 0% stocks, 100% bonds/fixed-income
Mid-Low Risk: 25% stocks, 75% bonds/fixed-income
Mid Risk: 50% stocks, 50% bonds/fixed-income
Mid-High Risk: 75% stocks, 25% bonds/fixed-income
High Risk: 100% stocks, 0% bonds/fixed-income

4. Yearly Benefits Calculator (YBC)
Estimates annual gains or savings based on selected allocations, with typical returns ranging 6–16% depending on market conditions.

5. Market Alerts vs. Your Allocation Comparison
Compares portfolio performance against market alerts to help investors maximize gains or minimize losses.

6. Market Events & News
Integrates news from CNBC, WSJ, Federal Reserve, Bureau of Labor Statistics, Department of Commerce, and other global sources. News is correlated with individual portfolios, including international updates.

7. Daily Data Source Updates
Provides the latest mutual fund and ETF prices to ensure portfolios remain aligned with current market conditions.

8. Market Forecasting Alerts via Email & Text
Alerts are categorized as:

Valid Alerts: Occur during significant market changes; maintain 99% accuracy
Invalid Alerts: Occur in exceptional cases such as consecutive alerts with no meaningful market movement

Note: Past performance does not guarantee future results.

9. Smart Growth & Loss Boundaries
Analyzes historical bull and bear markets to identify potential ceilings (maximum growth) and floors (maximum loss), providing a data-driven framework for assessing risk and opportunity.

10. Access to Multiple Investment Products

300+ mutual funds and ETFs (U.S. and global)
500+ individual stocks
Performance tracking uses trusted sources including Yahoo Finance and Google Finance.

11. VIP-Exclusive Custom Allocation Tools
VIP users can import personal financial information, such as:

Past investment holdings
Real estate assets
Other personal assets

This enables fully personalized allocation strategies.

12. VIP AI-Driven Portfolio Modeling
Generates customized market models tailored to individual holdings and goals:

Optimizes portfolio performance
Generates personalized market alerts
Helps manage risk based on user-specific data

1. System Volatility Index (SVI): Market Forecasting Alert for Data-Driven Retirement Allocation
At BuySellHolds.com, we developed the System Volatility Index (SVI) as part of our Artificial General Intelligence (AGI) framework to empower smarter, data-driven retirement investment decisions. Unlike traditional indicators such as the VIX, which often reflect short-term market panic, the SVI translates complex volatility data into clear, actionable signals, providing more accurate insights for long-term investors.

Simple, Actionable Market Signals
The SVI generates straightforward guidance based on current market conditions:

Market Rise → Buy: Increase exposure to stock-based funds
Market Neutral → Hold: Maintain current allocations
Market Fall → Sell: Reallocate to fixed income or savings instruments

Deep Data, Smarter Forecasts
We analyze 7–20 years of historical data for each product across 150+ financial instruments, creating a cumulative dataset of over 1,000 years of market activity. The SVI continuously evaluates real-time news and global events, estimating their potential market impact and dynamically adjusting forecasts. This approach has resulted in over 99% historical accuracy in signals.

Verified Historical Performance

Aggressive investors (stock-focused): +5% higher annual returns on average over the past 20 years
Conservative investors (bond/fixed-income-focused): +16% higher annual returns over the same period
Performance tracking: Over 21,000 verified alerts across 150+ financial products, averaging 20 forecasts per product per year over seven years (2005–2024). Users can verify historical forecasts directly on each product’s dedicated page.

Note: Past performance does not guarantee future results.

Real-Time Alerts
Subscribers receive immediate notifications via email and text whenever the SVI detects significant market changes, helping them act confidently on buy, hold, or sell decisions.

SVI Score Interpretation

Above 55% → Buying Market
Below 45% → Selling Market
45–55% → Neutral / Cautious

Data-Driven Allocation (DDA)
The Data-Driven Allocation (DDA) system determines optimal portfolio allocations by analyzing the previous day’s closing prices along with the latest financial news. It calculates recommendations across short-, medium-, and long-term horizons:

Short-term: 2 weeks – 2 months
Medium-term: 3 – 6 months
Long-term: 7 months – 1 year

The DDA complements the SVI by providing actionable allocation strategies that align with market conditions, helping investors optimize their portfolios while managing risk.

Users can independently verify the accuracy of BuySellHolds.com’s market forecast valid alerts by following these steps:

Navigate to the Product Page
- Select the country, product, and provider/bank.
- Click Go to access the product’s default landing page.
Access the Volatility Index (SVI) Section
- On the landing page, locate the Volatility Index (SVI) section.
- Click on any year to view historical alerts for that product.
- Coverage spans:
  - Some products with up to 20 years of historical data
  - Most products with around 7 years
  - A few products with less than 3 years
- Additional years beyond the 7- or 3-year records are drawn from the system’s aggregated historical dataset, providing total coverage from 2005 to 2024.
Verify Market Rise Alerts
- Click on the verification section for a specific market rise alert.
- Set the default allocation as:
  - 100% in bank or savings funds
  - 50% large corporation stocks + 50% small corporation stocks
- This allows users to see the additional percentage gain generated by following the alert.
Verify Market Fall Alerts
- For market fall alerts, perform the reverse allocation:
  - 50% large corporation + 50% small corporation stocks
  - Compare with 100% allocation in banking or government-secured funds
- This demonstrates the system’s risk mitigation in declining markets.
Full Verification & User Transparency
- BuySellHolds.com has fully verified all valid alerts through the system.
- Users are encouraged to independently verify alerts and results.
- Questions or concerns can be submitted via the Contact Us section.

Alert Categorization

Market forecast alerts are based on the previous day’s news and events and are categorized as follows:

Valid Alerts:
- Occur during significant market changes
- Maintain 99% historical accuracy, independently verifiable
Invalid Alerts:
- Occur in scenarios such as:
  - A market-up alert is issued, but the market falls the next day
  - A market-down alert is issued, but the market rises the next day
  - Consecutive alerts in the same direction without meaningful market movement
- Invalid alerts are tracked but considered exceptions when evaluating overall accuracy

Note: Past performance does not guarantee future results.

Buy Sell Holds - Retirement Fund Allocation & Forecasting System

Products

Why Choose Buy Sell Holds ?

Membership Options

Features

Download Our App to Stay Connected to Buy Sell Holds

Meet Our Team

Data Transfer process AI

System Volatility Index Alert AI

Data-Driven Daily Allocation AI

AI-Driven Portfolio Modeling

System Support Banks/Providers

Frequently Asked Questions

User Categories

Pricing and Features

Products

Features

Contact Phone Number

Webinar

Our Location

COMMUNITY

SOCIAL

RESOURCES

Contat Info

Buy Sell Holds - Retirement Fund Allocation & Forecasting System

Products

Why Choose Buy Sell Holds ?

Membership Options

Features

Download Our App to Stay Connected to Buy Sell Holds

Meet Our Team

Data Transfer process AI

System Volatility Index Alert AI

Data-Driven Daily Allocation AI

AI-Driven Portfolio Modeling

System Support Banks/Providers

Frequently Asked Questions

What is BuySellHolds.com, and what does it offer?

Why are we offering 3-month risk-free trials with no credit card or upfront payment required?

How does our system cater to different types of users?

User Categories

Pricing and Features

How many products has BuySellHolds.com developed so far?

Products

Features

How do the System Volatility Index (SVI) and Data-Driven Allocation (DDA) function within our platform?

How can users verify the 99% accuracy of our market forecast alerts across 150 products?

Contact Phone Number

Webinar

Our Location

COMMUNITY

SOCIAL

RESOURCES

Contat Info