BuySellHolds.com — Terms of Use

Effective Date: October 8th, 2025

Welcome to BuySellHolds.com! By accessing or using our website, mobile app, or related services (collectively, the “Service”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you disagree, please refrain from using the Service.

  1. Acceptance of Terms
    By creating an account or using the Service, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy.
  2. Description of Service
    BuySellHolds.com provides AI-powered tools to assist with retirement savings allocation and market forecasting. The Service is intended for informational and educational purposes only and is not financial advice.
  3. Eligibility
    You must be at least 18 years old to use the Service. By using the Service, you represent that you meet this requirement.
  4. User Responsibilities
    You agree to use the Service in compliance with all applicable laws. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.
  5. Prohibited Uses
    You agree not to misuse the Service or assist others in doing so. Prohibited activities include, but are not limited to:
    • Scraping, data mining, harvesting, or extracting data or content from the Service by automated or manual means.
    • Reverse engineering, decompiling, disassembling, or attempting to discover the source code, models, or algorithms underlying the Service.
    • Reselling, sublicensing, or commercially exploiting the Service or its output without our prior written consent.
    • Using the Service to develop or train competing products, services, or models.
    • Interfering with or disrupting the integrity, security, or performance of the Service.
    Any violation of this section may result in immediate suspension or termination of access to the Service and may subject you to legal action.
  6. AI & AGI Disclaimer
    Our platform leverages Artificial Intelligence and is developed within the framework of Artificial General Intelligence (AGI). While we strive to provide accurate forecasts and recommendations, the Service is not guaranteed to be error-free and should not be solely relied upon for financial decisions. We do not provide professional financial, investment, or retirement advice. Always consult with a qualified professional before making financial decisions.
    Our system analyzes historical and current market data across more than 150 products using proprietary models developed and refined over time. Certain features, including market forecast alerts and daily fund allocations, are generated based on available data and system methodologies at the time of analysis. Accuracy levels may vary, and results are not guaranteed. The system cannot predict or ensure future performance.
    You acknowledge that all investing involves risk, including the possible loss of principal. BuySellHolds.com makes no guarantees regarding returns, profits, performance, or outcomes of any strategy, forecast, alert, or recommendation generated through the Service. Past performance is not indicative of future results.
  7. Intellectual Property
    All content, software, and technology provided by BuySellHolds.com are our property or licensed to us. You agree not to copy, modify, distribute, or create derivative works without our permission.
  8. Privacy
    Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and protect your information.
  9. Termination
    We reserve the right to suspend or terminate your access to the Service at our discretion, without prior notice, for violations of these Terms or other reasons.
  10. Limitation of Liability
    To the maximum extent permitted by law, BuySellHolds.com and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, arising out of or related to your use of or inability to use the Service.
  11. Governing Law
    These Terms shall be governed by and construed in accordance with the laws of Maryland, U.S.A., without regard to its conflict of laws principles.
  12. Changes to Terms
    We reserve the right to update these Terms from time to time. Continued use of the Service after any updates constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
  13. Disclaimer of Warranties
    The Service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
  14. Contact Information
    If you have questions about these Terms, please get in touch with us at: Contact Us